I recently had a tour to Malaysia and Singapore and i was very apprehensive not to have a credit card with me for my purchases and for other purposes. My friends, when they decided to proceed from Malaysia to Thailand, never worried for cash as they have credit cards with them. Me, carried cash with me and had to look for a money changer everytime i ran out of money currencies for these two countries. Credit card is admittedly a necesity nowadAys. And speaking of credit cards, this site at www.online checks.com provides people with credit card processing simplified solutions. It is such a great help to merchants and individuals.