Death is inevitable. All people are destined to get there, earlier or sooner. But even with this thought, some people find talking about death morbid. As for me death is something that everyone should prepare. I bought a life insurance for me and my mother. It is not so costly. Contrary to what many people think that a life insurance is costly, the site at http://www.termvsannuityinsurance.com/what-is-variable-annuity-life-insurance/ will prove that a life insurance can be something that is affordable. My life insurance is very affordable and I will just upgrade it if I want to.